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Amalia C. L. lives in Armenia, in the municipality of Sonsonate. Like many Salvadorian women, Amalia is a single mother of five children that live with her and for whom with much courage and sacrifice she has managed to get ahead. 25 years ago Amalia started a hair cutting business that became the cornerstone of her life and with which she could bring food to her children's table. With a firm vision of progress, Amalia expanded her business and opened a small Cosmetology academy, with the aim of covering her growing expenses due to her extensive family. Unfortunately, two years ago the C. family suffered a tragedy that would cloud her future. Like many Salvadorians, Amalia was the victim of a whim of nature. losing all of her furniture in the latest earthquake in El Salvador. The earthquake ruined all of her furniture and caused severe damage to her business and house. Amalia didn't give up and with enormous maternal instinct, she pulled strength from weakness and decided on picking herself up, requested a loan to restart her business, buying cosmetology (dyes, shampoos, combs, etc.) that will allow her to get back on track, which she has been on for more than 25 years.

Translated from Spanish by Donald Allen, Kiva Volunteer.

Amalia C. L. vive en Armenia, municipio del departamento de Sonsonate. Como muchas mujeres salvadoreñas, Amalia es madre soltera de cinco hijos, que viven con ella, y a quienes con valor y sacrificio ha logrado sacar adelante. Desde hace ya 25 años, Amalia inició un negocio de corte de pelo, que se volvió la piedra angular de su vida, y con el que pudo llevar diariamente pan a la mesa de sus hijos. Con una firme visión de progreso, Amalia amplió su negocio y abrió una pequeña academia de Cosmetología, con el fin de cubrir sus gastos acrecentados por su extensa familia. Lastimosamente hace ya un par de años, la historia de la familia C. sufre una tragedia que nublaría su futuro. Como muchos salvadoreños, Amalia fue víctima de un capricho de la naturaleza, perdiendo todos sus muebles en el último terremoto en tierras salvadoreñas. El terremoto arruino todos sus muebles y causo severos daños a su negocio y casa. Amalia no desiste y con un enorme instinto maternal, saca fuerzas de flaqueza, y se encuentra decidida a levantarse, solicitando un préstamo para reinicar su negocio, comprando productos de cosmetología (Tintes, Shampoos, Peines,etc), que le permitan recuperar el buen camino , en el que desde hace ya 25 años lleva firmes de su mano, a sus cinco hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 514
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Amalia purchase of cosmetic products (Dyes, shampoos, combs, etc.).
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2008
Sep 6, 2008
Currency Exchange Loss:
Oct 15, 2010