Claveles L Group
The loan they are taking out will bring benefits to the small microentreprises in which Sofia is an integral part. This is her first time with Pro Mujer, acting on an invitation of a promoter of the institution who went to visit her home. Today she has a business buying and selling sheep. She has had this business for several years and she learned this business from her parents who had the same business as a family enterprise.
The loan will now bring a capital increase (for the purchase of sheep) which she will acquire at the community markets in the department of La Paz and later sell in the marketplace. This way of working allows her to generate resources to support her family as she is married with four children.
When asked what she likes about Pro Mujer, Sofia responds that she likes the loans and the health services and training offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sofía es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de compra y venta de ganado ovino; da a conocer que este negocio lo aprendió hace varios años de sus padres que tenían el mismo negocio como negocio familiar.
El crédito que ahora sacará es para el aumento de capital (compra de ganado ovino) que adquirirá de las ferias comunales del departamento de La Paz y posteriormente comercializará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito, salud y capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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