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Filipenses 4.13 Group
In this Group: Rafaela, Maria Auxiliadora , Martin Jose

Update on Filipenses 4.13 Group

This group is made up of three successful entrepreneurs, one of whom is María, 35. She is married and has a business selling natural soft drinks from her home. She has had this business for eight years. She is applying for this loan to buy ingredients and supplies such as passionfruit, dragon fruit, linseeds, chia seeds, melons, pineapples, sweet granadillas, cocoa, oats, sugar, bags, straws, spices, etc.

Martin, 55, has a business selling clothes. Rafaela, 49, has a business selling shoes.
View original language description ↓
Grupo formado por tres socios emprendedores exitosos uno de ellos es María tiene la edad de 35 años, casada, su negocio es la venta de refrescos naturales en su domicilio, tiene de dedicarse a esta actividad 8 años. El crédito lo está solicitando para la compra de materia prima como es frutas de calala, pitahaya, linaza, chía, melón, piña, granadilla, cacao, avena, azúcar, bolsas, pajillas, especies, etc. Martin hombre de 55 años su negocio es la venta de ropa y Rafaela de 49 años de edad su negocio es la venta de zapatos

Previous Loan Details

The Filipenses Group is made up of three enterprising small business owners, one of whom is Ms. Ena who sells new and used clothing. She's been at this work for two years, making her sales on foot around the Mercado Oriental. Before this, she was a homemaker. She will invest this new loan in buyi... More from Filipenses 4.13 Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Filipenses 4.13 Group's $1,150 loan helped a member to buy ingredients and supplies such as passionfruit, dragon fruit, linseed, chia seeds, melons, pineapples, sweet granadillas, cocoa, oats, sugar, bags, straws, spices, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 15, 2013
Nov 17, 2013
Currency Exchange Loss:
May 17, 2014