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Update on Zulekha

Zulekha is a single woman with one child who goes to school. She lives at a rental house that has piped water and electricity.

Zulekha has operated a cosmetics business for the past three years. Her potential customers are women.

With the Kshs 50,000 she wants to purchase body lotion, hair oil, jewelry. chemicals and hair conditioners for resale. She decided to join Yehu to get financial support to improve her business.

Previous Loan Details

Zulekha is a married woman who owns a house that has electricity and piped water. Her greatest monthly expense is food for the family. Zulekha operates a cosmetic shop, where her potential customers are neighbors and passersby. In addition she also operates a motorcycle business which contribu... More from Zulekha's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kenya

  • $1,800
    Average annual income
  • 531
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 86.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Zulekha to purchase body lotion, hair oil, jewelry, chemicals and hair conditioners for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 16, 2013
Currency Exchange Loss:
Dec 25, 2014