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Susanna is an experienced agronomist from Talin city of Aragatsotn region. She lives with her husband and school-age daughter. Susanna works as a cleaner at school. Her salary, however, is so low that she cannot afford a living based on that salary alone. With the help of her husband Susanna is engaged in cattle breeding, in aviculture, and in breeding piglets. The family sells the agricultural produce in the local market, and that is is the most important source of their income.

As the autumn is progressing, Susanna needs to make some investments in her agricultural business in order for it to develop in a sustainable way and to be more productive. She needs a loan of USD 1000 to purchase two calves and to buy some forage for her cattle. Susanna and her family rely on the goodwill of the lenders and will appreciate their support in collecting the needed loan to maintain and develop their agricultural business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Susanna to purchase two calves and to buy some forage for her cattle.
78% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Nov 16, 2013
Currency Exchange Loss: