A loan of $675 helped to buy seeds and animals.

Nicholas Kah's story

Nicholas's first loan in 2001 was for 15,000 CFA francs ($38), which he invested in his farm. Over the years, he has used other loans to expand his businesses and increase his income.

GHAPE, a small NGO in northwest Cameroon, has a policy of increasing loan size only when borrowers have shown they are responsible. As a long-standing member with an excellent repayment record, Nicholas has recently applied for a larger loan over 24 months. He intends to use this money to further invest in his farm. Some of his output will help feed his family; the rest, he will sell at market.

Nicholas is 58 and has two wives and eight children, two of whom still live at home with him. He says that previous GHAPE loans have been a great help in paying for his children's school fees and looking after their health.

Loan details

Lenders and lending teams

Loan details