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Khemesse's Group
In this Group: Khemesse, Ndiole Fatou, Mane, Khemesse, Penda, Codou, Maguette, Khady, Mame Saye, Oumy, Daba, Arame, Yacine, Mariama*, Ndack, Astou, Maguette, Sokhna, Aïda
* not pictured
This group of 19 women is part of the 'banc villageois' created on December 13, 2008. It is composed of energetic members in solidarity with one another. Their businesses involve commerce and livestock farming.

Khemesse, who is standing at the right in the photo with her hand raised, is 38 years old, married, and the mother of ten children, including one boy. With this loan, she intends to fatten sheep. She has been in this business since joining the 'banc villageois'. She is going to purchase a head of sheep at 40,000 francs that she will raise. With the rest of the money, she will purchase feed and also be able to afford veterinary care. She will raise the sheep and sell it for 75,000 francs after five months. With the profits, she bolsters her savings and will care for her children.
View original language description ↓
Ce groupe de 19 femmes fait parti du Banc villageois créé le 13 décembre 2008. Il est composé de membres dynamiques et solidaires qui font comme activités le commerce et l'embouche.
Khemesse, debout à droite de la photo et levant la main est âgée de 38 ans. Elle est mariée et mère de 10 enfants dont 01 garçon. Avec le prêt, elle compte faire de l'embouche ovine. elle fait cette activité depuis son adhésion dans le BV. Elle va acheter un mouton à 40 000 F qu'elle va élever et avec le reste de l'argent acheter de la nourriture de bétail et aussi pourvoir aux soins vétérinaires. Elle va élever le mouton et au bout de 05 mois le revendre à 75 000 F.
Avec les bénéfices, elle renforce son épargne et va entretenir ses enfants.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 2
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 487.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Khemesse's Group's $3,700 loan helped a member to raise sheep.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 11, 2013
Nov 14, 2013
Currency Exchange Loss:
Jun 17, 2014