A loan of $2,000 helped to purchase stock of basic groceries such as sugar, pasta, oil, soft drinks, etc. to start a store.


Nino's story

Nino, age 38, lives with her 8-year-old daughter and husband in the town of Rustavi. Nino works as a hired salesperson at the grocery store and earns a monthly salary. Her husband is employed at the local factory in return for a modest monthly income as well. Their salaries are hardly enough to cover the cost of food and daily expenses.

In order to generate more income, Nino has decided to start her own grocery store. However, she does not have enough money to do so. Unfortunately, Nino was unable to obtain a loan from the existing financial institutions since they require business experience and a stable income as preconditions for a loan.

However, Nino has now received her loan within the framework of a new joint initiative between Kiva and Credo. This start-up loan program provides start-up loans with easy terms to the vulnerable poor who do not have access to credit products. With a loan of $2,000, Nino will purchase stock of basic groceries such as sugar, pasta, oil, soft drinks, etc. to start a store. She will work as a salesperson and serve her clients in a friendly way. Nino is a very determined lady and hopes her project will be lucrative. She awaits your generosity.



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Loan details