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Phoem is 48 years old. She is widowed and resides with three children in Kampong Speu Province, Cambodia. She receives support from her children. Two of her children are employed. They are a driver and a garment worker. They earn about $9 each day. Due to the difficulty with her family’s transportation, Phoem is requesting a loan of $1,200 to purchase a motorbike for commuting. This purchase will help her children easily get to work and reduce transportation expenses. In the future, she would like to purchase farmland for growing rice and help her youngest child earn a bachelor’s degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,769,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phoem to purchase a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 15, 2013
Currency Exchange Loss:
Jan 17, 2015