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Phon is 33 years old and married, with three children, all in different grades in primary school. They also help Phon with his farming activities with their free time from school. Phon has a wife, who works in the same career. Together they have been growing rice for nearly 16 years.

To help further develop his farming productivity, Phon needs working capital to invest in his current business. That’s why he is asking for a loan of KHR 3,000,000 to rent other villagers’ farmland for rice cultivation.

His future plans are to be able to have his own land to grow a better variety and to be able to strengthen the heritage for his children. He thanks lenders for their generosities towards a poor fellow like him.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,008.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Phon to rent farmland for rice cultivation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 15, 2013
Currency Exchange Loss:
Apr 16, 2014