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Marixsa Del Carmen

Update on Marixsa Del Carmen

Doña Marixsa is 43 years old and continues to strive to improve her home. Her life partner helps her with household expenses, as he works as a bricklayer. She in return works as an operator for a chicken distribution company.

With this loan, she will purchase materials such as a bag of cement and sand, as well as tiles and Bondex in order to plaster part of the floor. Doña Marixsa hopes to continue to count on the support that Kiva and Afodenic have provided her in recent years.
View original language description ↓
Doña Marixsa a sus 43 años de edad, continua con su lucha por mejorar su casa, su compañero de vida la apoya con los gastos del hogar ya que trabaja como Albañil, ella en cambio labora como Operaria de un empresa distribuidora de pollo, con este credito que solicita compra materiales como: Bolsa de Cemento, Arena, ademas de repellar pondra parte del piso por lo que comprara ceramica y bondex. doña Marixsa espera seguir contando con el apoyo que Kiva y Afodenic le han brindado en estos años.

Previous Loan Details

Marixsa lives with her husband, who is self-employed, in the city of Ticuantepe, in the neighborhood called Las Conchitas. To provide for the daily needs of the household, she has worked for a private company for more than 20 years. Marixsa's current priority is to improve her house. For that... More from Marixsa Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Marixsa Del Carmen to purchase construction materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 14, 2013
Currency Exchange Loss:
Feb 17, 2015
This photo was used before for a previous loan for Marixsa Del Carmen. It was first posted on Kiva on Jan, 2013. Learn More