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Baloon Bay's Group
In this Group: Rachael, Margaret, Regina, Genevieve, Cynthia, Evans
These members are part of group called Baloon Bay, which is made up of six people who live in the same neighborhood. The representative of the group is Evans who is 40 years old. He is married to a woman named Comfort. They have two children, who attend school. Evans lives with his wife, and together they provide for the household expenses.

It is for this reason that Evans has been designing and sewing men's clothing from his home for ten years. He needs a loan to buy an embroidery machine in Ghana. This machine would be used to facilitate his work. In order to expand his business, Evans has partnered with the other members to request a third loan from ID-Ghana. Their previous loans have been fully repaid. They need a total of GHS 4,500 to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,268,050
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Baloon Bay's Group's $2,025 loan helped a member to buy an embroidery machine in Ghana.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 15, 2013
Currency Exchange Loss:
Jul 17, 2014