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Jainagul is 54 years old, married and has a son together with her husband. Jainagul has vocational training. As a main source of income for her family, Jainagul works with livestock breeding, after having started 31 years ago with the purchase of livestock for 400 som (KGS). Thanks to Jainagul's persistent work, her farm currently has four dairy cows, eight horses and 38 sheep. The monthly income is 10,000 som (KGS).

With an aim to further develop her business, Jainagul turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of sheep to increase the number of livestock. Jainagul plans to invest the income from the loan in further increasing the number of household animals. She also plans to save money for her son's wedding.
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Жайнагул 54 года, замужем, вместе с супругом воспитывают 1 сына. У Жайнагул - средне-специальное образование, в качестве основного дохода для своей семьи Жайнагул занимается животноводством, стартовав 31 год назад, с покупки скота на 400 сом KGS. Благодаря упорному труду Жайнагул, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 8 лошадей, 38 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жайнагул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку овец для увеличения поголовья скота. Доходы от кредита Жайнагул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на свадьбу сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Jainagul to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Nov 17, 2013
Currency Exchange Loss:
Dec 17, 2014