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This 39-year-old farmer from the Khuroson region is called Shamsidin. Over the course of nine years, he has been working in the garden, planting vegetables and crops on his own plot of land. His wife helps him. But the children are still small. His elder son and daughter, who are 8 and 10 years old, are students, and the younger son and daugher are 5 and 3.

Shamsidin is now prepareing for re-seeding. He already started to collect the remaining crop and wants to work the land and plant wheat. To realize his plans, Shamsidin applied for a loan to buy mineral fertilizers, wheat grains and fuel, and also to pay a tractor driver for tilling the land.

Shamsidin hopes and believes that in the spring he will have a rich harvest of wheat and will receive a good profit from his work.
View original language description ↓
39 летнего фермера из района Хуросон зовут Шамсидин. В течение девяти лет он работает на грядке, сажает овощи и зерновые культуры на своем земельном участке. Ему помогает жена. А дети еще маленькие. Старший сын и дочь, которым по 8 и 10 лет, учатся в школе, а младшему сыну и дочери по 5 и 3 года.
Шамсидин сейчас готовится к повторному посеву. Он уже начал собирать оставшийся урожай и хочет обработать землю и посеять пшеницу. Для реализации планов Шамсидин обратился за кредитом, чтобы купить минеральные удобрения, пшеничные зерна и топливо, а также оплатить трактоисту за вспашку земли. Шамсидин надеется и верит, что весной он соберет богатый урожай пшеницы и получит хорошую прибыль за свой труд.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Shamsidin to purchase wheat grains, mineral fertilizers and a fuel-air mixture, and also for the payment of a tractor driver.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 15, 2013
Currency Exchange Loss:
Oct 17, 2014