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Ha, 50, lives in a small house in Ho Chi Minh City with her family, including a daughter and her husband. Ha and her husband earn money through their business producing frames. They have been in this business for five years.

Ha is sometimes unable to provide the volume of frames required by her customers. Consequently she would like to get a loan to buy a larger stock of material to make frames and increase her production to meet her customers' needs. She also hopes her business will ensure that her family members will have better living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.


About Vietnam

  • $5,600
    Average annual income
  • 63
    View loans »
    Vietnam Loans Fundraising
  • $16,983,025
    Funds lent in using Kiva
  • 21,052.6
    Vietnam Dong (VND) = $1 USD