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Tamara is 41 years old, married, and together with her husband is raising seven children. Tamara has a high school education. As a main source of income for her family, Tamara is involved in raising livestock, having started 20 years ago with the purchase of cattle for 10,000 som KGS. Thanks to her hard work, Tamara currently has on her homestead: three dairy cows, one calf, and 32 sheep. Monthly income consists of 5,000 som (KGS). Tamara is the group leader of the borrower group "Tamara" which consists of two other people.

With the aim of further developing her homestead, Tamara turned to the microfinance bank Bai-Tushum and Partners for a loan of 100,000 som (KGS) to buy calves for increasing the count of cattle.

Tamara plans to invest income from the loan in further increasing the quantity of domestic animals, and plans to save money to buy a family automobile.
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Тамаре 41 год, замужем, вместе с супругом воспитывают 7 детей. У Тамары среднее образование, в качестве основного дохода для своей семьи Тамара занимается животноводством, стартовав 20 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Тамары, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 1 теленок, 32 овцы. Ежемесячный доход составляет 5,000 сом (KGS). Тамара входит в группу "Тамара", в эту группу входят еще 2 человека. Тамара является лидером группы. В целях дальнейшего развития своего хозяйства, Тамара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку телят для увеличения поголовья скота. Доходы от кредита Тамара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку семейной автомашины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Tamara to buy calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 15, 2013
Currency Exchange Loss:
May 17, 2015