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This is Gloria, 46, a resident of Bacoor, Cavite, Philippines. She is married to Rogeric, an employee, and they have children. She and her husband manage their household as they both work hard to continually provide income for their everyday expenses.

Gloria makes and sells steamed rice cakes, foods that are commonly eaten for snacks and sometimes after meals for desserts. She sells them by the order, and they are in particularly high demand on special occasions and holidays. Her regular customers are her neighbors and the local community. She earns a minimum of Php1,500 in sales everyday.

To help her continue operations of her business, Gloria is requesting a Php35,000 loan to buy more quantities of products such as rice, sugar, condiments and seasonings.

Gloria dreams of expanding her business and hopes to have a better living. She meets up with his co-fellowship members to share stories of work every week and draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. Composed of 15 to 30 community partners, each fellowship group gathers every week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 367
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Gloria to pay for ingredients needed in making steamed rice cakes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 23, 2013
Nov 14, 2013
Currency Exchange Loss:
May 17, 2014