Funded

Total loan: $1,500
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A loan of $1,500 helped to pay for tools and materials for providing cosmetology services.


Marine's story

Marine lives in Gyumri town with her two children, 9 and 1 year old. The only source of family income comes from cosmetology services that she has been providing for the last five years. Due to her tireless work, Marine manages to provide her small family with normal living conditions. She receives her clients at home and provides different types of cosmetology services.

Now, in order to be able to enlarge the service that she provides, Marine needs financial support. She has applied for this loan and currently has been approved for a loan within the framework of a new joint initiative between Kiva and SEF international. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products. This loan will greatly assist Marine to purchase tools and materials and she will be able to provide wider range of services to her clients.



Loan details

Loan length:

26 months
Disbursed date: October 15, 2013
Facilitated by Field Partner: SEF International

Lenders and lending teams




Loan details

Loan length:

26 months
Disbursed date: October 15, 2013
Facilitated by Field Partner: SEF International