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Aysha's Group
In this Group: Aysha, Misbah
Aysha is a 40-year-old married woman. She has been in the business of running a beauty parlor for many years. She offers many services to her customers such as makeup, hair styling, and facials. Over time, she has established a regular list of customers so that she makes enough to contribute to the family income.

She needs to deal with more customers regularly. To do this, she requires hair care products, skin products, and creams for bleaching and whitening in large quantities, so she applied for a loan through BRAC Pakistan. She is in her second loan cycle with a good repayment history. She is very experienced in her business and confident that her business will move in a positive direction as a result of the investment of the loan.

Aysha thanks Kiva and field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 161
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 107.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Aysha's Group's $375 loan helped a member to purchase hair care products, skin products, and creams for bleaching and whitening.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Nov 13, 2013
Currency Exchange Loss:
Oct 17, 2014