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Joseph is 44 years old, from Nyahururu. He is married to Grace and they are blessed with four children aged 14, 12, 9 and 7 years old and they are all in school.

He is a shopkeeper, a business he has been operating for the last thirteen years. To enable him buy blankets, basins, shoes, school bags and umbrellas to sell to his customers, he has applied for his first loan of Kshs. 100,000 from Kadet Ltd.

His monthly income right now is Kshs. 40,000 and his plan is to use profits realized from his expanded business to educate his children, pay back his loan to Kadet Ltd, and to start another business.

He hopes to open a supermarket in the future and for his children to reach the highest level possible in education.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 835
    View loans »
    Kenya Loans Fundraising
  • $46,969,425
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Joseph to buy blankets, basins, shoes, school bags and umbrellas to sell to his customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 13, 2013
Currency Exchange Loss:
Apr 16, 2014