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Perla is a 21-year-old woman, she is single and lives with her parents and siblings in the city of Chincha. She is very hard-working, enthusiastic and devotes all her efforts to getting ahead. Thanks to her efforts and the help of her parents, Perla is studying a professional career.

On her own initiative, Perla works in a tailor's shop in her city. She works for approximately eight hours each day and she thinks she is doing well because of her dedication and good performance.

Perla is very grateful to Kiva lenders. Thanks to their help she will buy the study materials she needs, like printouts, books, brochures, and more, so that she can continue to work and to strive to achieve her dream of becoming a working professional.
View original language description ↓
Perla es una mujer de 21 años, es soltera, vive en la ciudad de Chincha con sus padres y hermanos, ella es muy trabajadora, entusiasta, que dedica todos sus esfuerzos por salir adelante; gracias a su esfuerzo y al apoyo de sus padres, Perla se encuentra estudiando una carrera profesional.
Por iniciativa propia, Perla trabaja en un centro textil de su ciudad, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su dedicación y buen desempeño.
Perla se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada comprará los materiales de estudios que necesita que necesita, como separatas, libros, folletos y otros, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ser una profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD