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Raelina Del Carmen
Raelina Del Carmen is a young Medical student. She is requesting a loan to pay all her medical expenses.

This is my story: My name is Raelina. I am 21 years old and live in La Vega, the Dominican Republic. I was born and raised here together with my parents and siblings. My father works transporting rice and my mother is a housewife. I am single and have no children.

I am currently studying Medicine at UCATECI. I choose this career as it is my passion and my vocation. I have spent seven quarters studying 46 courses. The ones I like the most are anatomy and physiology as I could learn the functions of the human body.

I have decided to request a KIVA-FUNDAPEC loan as my parents are of modest income and cannot pay my education. If I am not approved for this loan I will have to abandon my studies as I can't fund them. Nor can my parents as what they earn is not sufficient for the household expenses and my education. This would alter my life radically as I wouldn't fulfill my dream of becoming a doctor.

My goal is to graduate with high marks and to serve all those who need it, to serve my country and my community.
View original language description ↓
Raelina Del Carmen es un joven estudiante de Medicina, ella está solicitando un préstamo para poder pagar todos sus gastos educativos, esta es su historia:Mi nombre es Raelina, tengo 21 años y vivo en La Vega, Rep. Dom. Donde nací y me he criado junto a mis padres y mis hermanos. Mi papá trabaja en transporte de arroz y mi mamá es ama de casa, soy soltera y no tengo hijos.
Actualmente estudio Medicina en la UCATECI, elegí esta carrera porque me apasiona y es mi vocación, tengo siete cuatrimestres cursados en los que he tomado 46 materias, la que más me han gustado son anatomía y fisiología porque pude conocer el funcionamiento del cuerpo humano.
Estoy optando por el préstamo KIVA-FUNDAPEC ya que mis padres son de escasos recursos y no pueden pagarme la carrera, si no me aprueban este préstamo tendré que dejar la carrera ya que no puedo costearla y mis padres tampoco podrían ya que lo que ganan no es suficiente para los gastos de la casa y de mis estudios, esto cambiaria de manera drástica mi vida porque no podré lograr mi sueño de ser Doctora.
Mi meta es graduarme con un alto índice; estar al servicio de todo aquel que lo necesite; poder servirle a mi país y a mi comunidad.

Additional Information

More information about this loan

The education loans administered by FUNDAPEC can have loan terms of up to 12 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at university. During the grace period, the borrower is not required to make any repayments, and the lenders will not receive any repayments. Please make sure loan terms and repayment schedules suit you before lending.


FUNDAPEC is a student lending organization headquartered in Santo Domingo, Dominican Republic. Its vision is to broaden access to education for all Dominicans, and offers financing to everyone from high school students to graduate students to afford tuition and educational supplies like laptops. Kiva lenders’ funds are used to help students pay for their educations. These loans are post-disbursed, and will not be provided to students until they are fully funded by Kiva lenders.


About Dominican Republic

  • $9,700
    Average annual income
  • 0
    View loans »
    Dominican Republic Loans Fundraising
  • $8,583,700
    Funds lent in using Kiva
  • 42.6
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $7,575 helped Raelina Del Carmen to pay tuition, transportation and books for her Medical studies.
0% repaid
Repayment Term
126 months (Additional Information)
Repayment Schedule
Dec 30, 2013
Nov 12, 2013
Currency Exchange Loss: