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Luz Elizabeth
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Luz Elizabeth P., only 25 years old, lives in Lourdes Colon. She has a small son that she supports and raises on her own, since she has been a single mother for the past six years. Despite filling the role of both mother and father, Luz Elizabeth has always looked ahead and expressed her entrepreneurial spirit by opening a small bakery with her mother two years ago. The bakery represents her only means of income, and the vehicle through which she helps her family financially as she lives with her parents and two brothers. With a strong desire to get ahead, Luz is soliciting a loan to invest into her business. The loan will help her buy an industrial oven and prime ingredients to allow her to grow economically and provide a better future for her family and her son.

Translated from Spanish by Mary Lynn, Kiva Volunteer.

Luz Elizabeth P. vive en Lourdes Colon, con tan solo 25 años de edad, Luz tiene ya un hijo pequeño, a quien cría y mantiene como madre soltera desde hace ya seis años. A pesar de ser tanto padre y madre de familia, Luz Elizabeth ha mirado siempre hacia el frente, y denotando emprendedurismo abrió junto a su madre una panadería propia hace ya 2años. La panadería constituye su única fuente de ingresos, y el medio mediante el cual ella ayuda a su familia, pues vive con sus padres y dos hermanos. Con un vivido anhelo de superación, Luz solicita un préstamo para invertir en su negocio, y así comprar un horno industrial y materia prima que le permita crecer económicamente y proveer un mejor futuro para su familia e hijo.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $29,637,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luz Elizabeth purchase an industrial oven and prime ingredients.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 2, 2008
Currency Exchange Loss:
Apr 15, 2010