A loan of $3,000 helped to purchase forage for the livestock.


Julieta's story

Julieta is an experienced farmer from Khanjyan village in the Armavir region. She lives with her husband. To take care of their needs, both of them are extensively engaged in agribusiness. They are involved in cattle breeding, in breeding pigs and piglets, and in cultivation of cabbage. Julieta and her husband realize the agricultural products in the local market. The latter is the main source of their income. As the autumn is progressing and winter is very close, Julieta needs to make some investments in her agribusiness to prepare it for the winter. She needs a loan of USD 3,000 to purchase forage for the livestock (alfalfa, barley, and combined forage). The loan will help her run the agribusiness in a sustainable way. As this is Julieta’s first loan, it has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before, because they have no credit history. Julieta and her husband rely on the good will of the lenders and will be thankful to them for their help in collecting the needed loan to maintain and develop their agribusiness.



Loan details


Lenders and lending teams




Loan details