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Hanifa is a hardworking woman. She is 53 years old. She is married and raising two children. Her husband is a migrant worker in the Russian Federation. Hanifa works at a high school as a history teacher. She has worked for more than 31 years. Hanifa knows all the intricacies of her work. She thinks that there is no nobler profession than being a teacher.

Hanifa and her family lives at a house which is in a very bad condition. She plans to repair her house, but does not have the money to purchase building materials such as cement and paint or to pay workers for doing the repairs. Hanifa is a returning client. She has a good credit history. She awaits your kindness and hopes for your charity.
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Ханифа трудолюбивая женщина. Ей 53 года. Она замужем и на воспитании имеет 2 детей. Ее муж трудовой мигрант в Российской Федерации. Она работает в средней школе учительницей истории. Она работает более 31 года. Ханифа хорошо знает все тонкости своего дела. Она считает, что нет более благородной профессии, чем профессия учителя. Она гордится тем, что она является преподавателем. Ханифа и ее семья живут в доме, который имеет плохое состояние. Она планирует отремонтировать свой дом, но не имеет денег, чтобы купить строительные материалы как цемент, краски и оплатить за работу мастеров по ремонту. Ханифа является повторной клиенткой. Она имеет хорошее кредитное досье. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Hanifa to buy building materials such as cement and paint, and to pay for workers to do repairs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 13, 2013
Currency Exchange Loss:
Nov 17, 2015