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Shiringul is the head of her household and the main breadwinner for her four children. Her husband could not find steady employment at home so he left the country and is now a migrant worker in the Russian Federation. Shiringul started a business 14 years ago because she needed the money to provide for her children. She has a shop in the market where she buys and sells fabrics. She is successful because she knows how to take an individual approach for each of her customers. Because she is the main source of income for her family she isn't able to save any money for home repairs. She has asked for a loan of 4000 somoni in order to buy building materials such as paint, wood, and such. She awaits your kindness.
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Ширингул хранительница очага своего дома и основная кормилица своих 4 детей. Ее муж трудовой мигрант в Российской Федерации. Он не имел постоянное место работы на родине, и поэтому ему пришлось покидать страну. Ширингул 14 лет назад начала свой бизнес, так как она нуждалась в деньгах, чтобы обеспечить своих детей. Она занимается купле продажей тканей на местном рынке. Ширингул имеет свою торговую точку. Она продает ткани по сезону. Ширингул знает, как сделать индивидуальный подход каждому клиенту и поэтому успешно введет своё дело. Так как она является основной кормилицей семьи, она не может сделать сбережения для ремонта дома. Она запрашивает займ на сумму 4000 сомони для покупки строительных материалов как краски, древесина и т.п. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Shiringul to buy building materials like paint and wood for house repairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2013
Nov 13, 2013
Currency Exchange Loss:
Dec 17, 2014