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Kholod is a conservative person who prefers not to have her photo published online, so her husband appears in the photo.

Kholod is a 22-year-old married woman from Jabalia. She lives with her husband and two young children, a boy and a girl, in a small house. Kholod's husband works as an employee in the public sector, where he earns a very low wage that is not enough for the family's needs. Kholod and her husband would like to improve their home and buy all the necessary items to do so.

Kholod took a USD loan from FATEN. This loan will help her to buy a solar water heating system for the family home. This will help them to reduce their use of electricity and use a clean power source that will not affect nature.

Additional Information

More information about this loan

This loan is part of FATEN's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in Palestine. The loan will specifically be used to purchase solar panels, usually used to heat water. In addition to being environmentally friendly, Palestine suffers from high electricity prices and power outages are a common occurrence, especially in the Gaza Strip. By supporting this loan, you are helping people in Palestine reduce their utility costs ensure a more reliable source of electricity. 


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 78
    View loans »
    Palestine Loans Fundraising
  • $14,458,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kholod to buy a solar water heating system for the family home.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 23, 2013
Nov 12, 2013
Currency Exchange Loss:
Nov 17, 2015