A loan of $850 helped to purchase a calf and to buy some forage for cattle.

Hamest's story

Hamest is an experienced farmer from Sipanik village of the Ararat region. She lives with her husband and son; they work in a car maintenance service, and they are the main breadwinners of the family. Their salaries, however, are not enough to fully meet the family’s needs.

To help her family members in earning a living, Hamest in engaged in cattle breeding, and in cultivation of grass. She sells the agricultural products in the local market, which is an important source of income for the family.

As the autumn is progressing, Hamest needs to make some investments in her agribusiness for it to function in a sustainable way.

She needs a loan of USD 850 to purchase a calf and to buy some forage for cattle.

As this is Hamest’s first loan, it has been approved within the framework of the new joint initiative between Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before, because they have no credit history.

Hamest and her family rely on the goodwill of the lenders, and will be very thankful to them for their support.

Loan details

Lenders and lending teams

Loan details