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Razia is a 29-years-old married woman. She has been knitting embroidery by her hands at home for many years to support her family. For the sake of her children and to meet household expenses, she started embroidery at home. Her husband provides all raw materials to her for knitting embroidery; she completes her tasks over wooden frame.

She wants to sells knitted embroidery in her town also so she can earn more profit for her family. She has become an expert in her arts, and wants to buy raw materials so that she can sell her hand-made embroidery in her hometown. Therefore, she requested a loan to buy raw materials so she can knit more embroidery dresses to sell and grow her income.

She is a mother of a daughter. She hopes to get a boost in her earnings through her large sales. She wishes to utilize a portion of revenue to provide a quality education for her children.

Razia thanks Kiva and it's field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 206
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 107.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Razia to buy materials, such as sequins, pearls, silky threads, and wooden frame, for embroidery.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Nov 12, 2013
Currency Exchange Loss:
Sep 22, 2014