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Shamir lives in the village of Khachardzan, which is in the region of Tavush.

Shamir has a big family and a large farm. He is married, with four children; three daughters and son. They all live in a nice big house with Shamir’s retired grandfather. Shamir’s wife does not work; she takes care of their big family.

For several years Shamir worked as a bricklayer, but now he provides for his family only through the income he earns from farming and agriculture. In his farm he has four cows, eight piglets, 20 chickens, and five beehives. He also has a plot of land which is an orchard, where he has apple, peach, and plum trees.

Shamir sells meat, honey, dairy products, beans, apples, and plums to his neighbors and re-sellers. Near the period of Christmas and New Year, Shamir always perfectly manages to sell pork. This year he hopes he will have a good sale near at the end of the year.

He asks a loan of AMD 500,000 in order to buy a lot of fodder for his pigs so he can show the buyers that his farm pigs are perfectly cared for, rotund, and meaty.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 406.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Shamir to buy fodder for his pigs to be able to show buyers that his farm pigs are perfectly cared for, rotund, and meaty.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 12, 2013
Currency Exchange Loss:
Nov 17, 2014