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Robert is an experienced farmer from Nor Ughi village in the Ararat region. He lives with his wife. Both of them are extensively engaged in breeding sheep and hens and in the cultivation of tomatoes, eggplant, alfalfa, grapes, peaches and apricots. They realize the agricultural products in the local market, which is an important source of income for them. In order for their agribusiness to function in a sustainable way, Robert needs to make some investments. He needs a loan of USD 3,000 to purchase fertilizers, to buy fuel for his agricultural machinery, to pay for the harvesting services, and to make prevoius credit repayments. Robert and his wife rely heavily on the good will of the lenders and will greatly appreciate their support in collecting the needed loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Robert to purchase fertilizers and fuel, to pay for harvesting services, and to make prevous credit repayments.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 11, 2013
Currency Exchange Loss:
Jul 17, 2014