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Arman is a young agronomist from the city of Kapan in the Syuqiq region. He lives with his wife, their five-year-old daughter, and their six-month-old infant son.

Arman works in the private sector as a laboratory director. Besides his main job, Arman is also engaged in beekeeping. He sells his honey in the local market, and this represents an important source of income for the family.

To continue his beekeeping efforts sustainably, Arman needs to make some investments. He is requesting a loan in the amount of USD 3,000 in order to purchase new beehives. With the help of his loan funds, his expanded agribusiness will function more productively.

Arman and his family are relying on the goodwill of his lenders, and he is highly appreciate your support of his agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 140
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Arman to purchase new beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 11, 2013
Currency Exchange Loss:
Oct 17, 2015