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Elena is 58 years old and a widow, with nine children.

She runs a small business selling pancakes in her community, and she has been doing this for two years.

Elena has requested a loan to buy flour, sugar, yeast, dripping oil, a gas burner, and plastic bags. She joined SPBD in 2011 to gain access to capital.

With her earnings, Elena will extend and improve her business and be able to provide for her family needs.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 34
    View loans »
    Samoa Loans Fundraising
  • $8,468,125
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Elena to buy sacks of flour, sugar, yeast, a gas burner, dripping oil, and plastic bags.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 11, 2013
Currency Exchange Loss:
May 17, 2014