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Adilia Esperanza
View original language description ↓
Doña Adilia lives in the Laureles Sur neighborhood. She is 34 and has four beautiful children who are 8, 10, 13, and 15. She is married to her husband, who works as a mechanic and is devoted to their family. The younger children are studying in primary school, and the 15-year-old is in secondary school. Their grandmother takes care of them because Señora Adilia works as a cook at a cafeteria. She is requesting the loan to start selling food in her home since she already has some capital saved so she can have more income with her own sales since she has a lot of knowledge of cooking. Her dream is that with this credit, she will be able to establish her business and be supported by it so that some day this business will start to grow.

Translated from Spanish by Tanya Harper, Kiva volunteer

Doña Adilia habita en el barrio Laureles Sur, tiene 34 años de edad, con cuatro hermosos hijos de 8, 10,13 y 15 años de edad, es casada su esposo trabaja de mecánico, y esta pendiente de su familia, los niños están estudiando en la primaria y el de quince años esta en la secundaria, a ellos los cuida la abuelita por que la Sra. Adilia trabaja de cocinera en un comedor. Con el préstamo que está solicitando es para poner venta de comida en su hogar ya que tiene un capital ahorrado, para así poder tener más ingresos con las ventas propias ya que tiene todo el conocimiento en la cocina. Su sueño es que con este crédito pueda establecer su negocio y así poder empezar a vivir de él y que algún día este negocio pueda empezar a crecer.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Adilia Esperanza to start a small business of food sales.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 18, 2008
Sep 4, 2008
Currency Exchange Loss:
Jul 15, 2009