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Edmund, who is 49, lives with his 2 children in the city of Ica, in Parcona district. He is a very hardworking and enthusiastic man who puts all his effort into supporting his family. Unfortunately, due financial hardship and the need to work, he was not able to study for a professional career. On his own initiative, Edmundo works as a bus driver, carrying workers to the different estates in his city. He works for about 10 hours a day and believes that he is successful because of his dedication and effort. Edmund is very grateful to Kiva lenders since, with the help they provide, he will improve his home by reinforcing the roof. He will, therefore, continue working and striving to achieve his great ambition: to continue working with a vehicle of his own.
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Edmundo es un hombre de 49 años, vive en la ciudad de Ica, en el distrito de Parcona con sus 2 hijos, el es muy trabajador, entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Edmundo no pudo estudiar una carrera profesional.
Por iniciativa propia, Edmundo trabaja como chofer de bus, transportando personal a diversos fundos de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y esfuerzo.
Edmundo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada realizara el mejoramiento de su vivienda, ya que desea reforzar el techado de su hogar, así pues Edmundo seguirá trabajando y esforzándose para lograr su gran sueño de tener su propio vehículo para seguir trabajando.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Edmundo to make improvements to his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 21, 2013
Currency Exchange Loss:
Jun 17, 2014