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Donilda Guadalupe
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Donilda is requesting her sixth loan to invest it in improving her house by laying tile in her home. This client has worked as a teacher in the Rubén Darío school in zone #5 in the urban zone of Nueva Guinea for 15 years. Currently she is studying in the URACCAN University in Nueva Guinea. She is known for being humble, responsible, honest, and having many dreams of improving herself. She has 5 children, 3 adults and 2 minors: a 13-year-old boy who is in his first year of secondary school and an 11-year-old girl who is in fifth grade. Her husband works as a brick layer. Both of them share the family expenses. Her dream is to have a stable job, a nice house, and to have her children study so they can be worthy people.

Translated from Spanish by Tanya Harper, Kiva volunteer

La clienta Donilda está solicitando su sexto refinanciamiento para invertirlo en mejora de su vivienda como es ponerle la ceramica a la casa, esta cliente labora como docente de la Escuela Rubén Darío en zona # 5 de zona Urbana de Nueva Guinea desde hace 15 años, actualmente esta estudiando una licenciatura en Universidad URACCAN recinto Nueva Guinea; se caracteriza por ser humilde, responsable, honesta y con muncho deseos de superación personal, tiene 5 hijos, 3 mayores de edad y 2 que estan están en su custodia, el niño tiene 13 años estudia su primer año de educación secundaria y la niña de 11 años estudia su quinto grado, su esposo labora como albañil, viven en la zona # 5 de Nueva Guinea, en un barrio creciente, ambos comparten con los gastos familiares, su sueño es tener estabilidad laboral, una vivienda bonita y que sus hijos estudien para que sean personas de bien.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Donilda Guadalupe to tile the floor in her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 18, 2008
Sep 4, 2008
Currency Exchange Loss:
May 15, 2010