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G.s. Los Emprendedores Group
In this Group: Erling Joel, Eliezer Alexander, Francis Roxana
The group Los Emprendedores ("The entrepreneurs") is formed by three members, two men and a woman. They are responsible parents with seven children total under their responsibility. They are originally from Leon, a place that is located in the western region of the country. These people are characterized as being hard-working, responsible, and with interest in personal growth. Unfortunately due to the lack of economic resources they were not able to study for a university degree to have a better future.

Thanks to her efforts and desire to move forward, the coordinator is Francis. She has a convenience store, which is a small store with food products like rice, beans, sugar, milk, bread, detergent, soap, juices, sodas, matches, and eggs. She works in her business for 12 hours a day, offering her products so that in a not-very-far future she can obtain better income.

The objective of the loan is to invest in working capital and stock her store through the purchase and sale of food products. The group Los Emrendedores is thankful for the help that the Kiva investors provide to people of scarce resources and poor countries like Nicaragua to have a dignified way of work.
View original language description ↓
El G.S. Los Emprendedores, está conformado por tres integrantes dos hombres y una mujer. Padres y madres responsables con siete hijos bajo su responsabilidad. Son originarios de Leon, lugar que está ubicado en la zona de occidente del país. Estas personas se caracterizan por ser trabajadoras, responsables, con ganas de superación personal. Lamentablemente por falta de recursos económicos no pudieron estudiar una carrera universitaria para tener un futuro mejor.

Gracia a su esfuerzo y sus ganas de salir adelante la coordinadora es Francis y tiene por actividad una pulpería, es una pequeña tienda de productos comestibles como arroz, frijoles, azúcar, leche, pan, detergente, jabón, jugos, gaseosas. Pan, fosforos, huevos. Ella dedica a su negocio unas 12 horas diarias ofreciendo sus productos para que en un futuro no muy lejano pueda obtener mejores ingresos. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos comestibles. El grupo solidario Los Emprendedores agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s. Los Emprendedores Group's $1,850 loan helped a member to invest in working capital and stock her business through the purchase and sale of food products like rice, beans, sugar, milk, bread, detergent, soap, juices, sodas, matches, and eggs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 11, 2013
Currency Exchange Loss:
Sep 17, 2014