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Miriam is a small business client of Kubo Financiera and this is her story:

She is 34 years old and single. For the past 15 years she has made a living as a merchant, selling ladies underwear. Previously she helped her mother with her lingerie business and then 15 years ago she decided to start her own business.

This loan will enable Miriam to purchase more merchandise, such as corsets and lingerie and thus earn more profits.

Miriam is considered to be a responsible person. She enjoys meeting her obligations and is up to date on her re-payments. Thanks to the time and effort invested in her business, she has succeeded in enjoying economic stability and in going on vacations occasionally. .
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Miriam es una microempresaria clienta de Kubo Financiera y esta su historia:

Miriam tiene 34 años, es soltera y desde hace 15 años se dedica al comercio; vendiendo ropa interior para dama. Anteriormente le ayudaba a su mamá a vender en su negocio y desde hace 15 años decidió poner su negocio propio.

En su negocio vende lencería y ropa interior para dama. Este préstamo le permitirá comprar más mercancía, como corsetería y lencería y así obtener mayores ganancias.

Miriam se considera una persona responsable, le gusta cumplir sus obligaciones y estar al corriente en sus pagos. Gracias al tiempo y esfuerzo invertido en su negocio ha logrado gozar de una estabilidad económica y salir de vacaciones ocasionalmente.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 37
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 13.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Miriam to purchase lingerie and corsets to stock her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 4, 2013
Nov 21, 2013
Currency Exchange Loss:
Sep 17, 2014