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Kary Gregorio
View original language description ↓
Kary Gregorio is 30 years of age and has 8 years of service with the state. He has two children, one is three years old and the other is one month old. His partner stopped working because of problems with her pregnancy. Señor G., with his three previous loans, succeeded in building his home. He will use this fourth loan to improve his home by adding “repello” (an extra coating of cement thrown onto the side of a wall) and tile. Further, he will build a porch to avoid water getting in the house when it rains heavily. His loans have been paid responsibly and he is known for being honest and responsible with many moral values. He tells us that, once he pays this loan, he will continue working with AFODENIC to succeed in painting his house and to have the decent home he has always dreamt of for his children.

Translated from Spanish by Joanna Silverman, Kiva Volunteer.

Kary Gregorio con 30 años de edad y 8 años de servivio para el estado, tiene 2 hijos: uno de 3 años y 1 de mes, su compañera por problemas del embarazo dejó de laborar. El señor Gonzalez con los 3 créditos anteriores logro contruir su vivienda, este 4to. crédito lo utilizará para mejorar la vivienda ya que realizará el embaldozado y repello, además construirá un porche para evitar que el agua penetre a la vivienda cuando llueve fuerte. Sus créditos los ha pagado con responsabilidad y se ha caracterizado por ser una persona honesta, responsable y con muchos valores morales, manifiesta que una vez que pague este crédito contunuará trabajando con AFODENIC, para lograr la pintura de su casa y tener una vivienda digna la que siempre ha soñado para sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Kary Gregorio purchase of Construction Materials to Coat and Tile.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 23, 2008
Sep 9, 2008
Currency Exchange Loss:
Oct 16, 2010