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Mawule Group
In this Group: Houevo Appoline, Justine, Clémentine , Dédévi, Honorine, Jeanne A.
The Mawule group is composed of six individuals living n the same neighborhood. The group’s representative, Houevo Appoline (the one raising her hand in the photo) is 53 years old. Houevo Appoline never attended school. She is a widow and has two dependent children, one of whom is in school. In order to provide for her children, Houevo Appoline has been selling snacks (made of wheat flour and sugar) as a street vendor and out of her home for 15 years. Houevo Appoline stocks up at a market in Benin. With the goal of bolstering her business, Houevo Appoline, together with the other members of the Mawule group, is seeking her second loan from ALIDé. Their prior loan has been duly repaid.
View original language description ↓
Le groupe MAWULE est composé de six personnes qui résident dans le même quartier. La représentante du groupe, nommée Houevo Appoline (celle qui a la main levée sur la photo) est âgée de 53 ans. Houevo Appoline n'a pas fréquenté l'école. Houevo Appoline est veuve avec deux enfants, dont un scolarisé et tous à sa charge. Houevo Appoline vit seule avec ses enfants. Les charges du ménage sont supportées par Houevo Appoline. Pour répondre aux besoins de ses enfants, dame Houevo Appoline vend des casses croûte (fait à base de farine de blé et du sucre) de façon ambulante et à son domicile depuis quinze ans. Houevo Appoline s'approvisionne dans un marché du Bénin. Dans le but de renforcer son activité, Houevo Appoline s’associe aux autres membres du groupe MAWULE pour solliciter un deuxième crédit auprès de ALIDé. Le prêt antérieur a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 489.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Mawule Group's $375 loan helped a member to buy wheat floor and sugar.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Nov 8, 2013
Currency Exchange Loss:
Jun 17, 2014