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Gohar is married and has two children. She is from Yerevan. Gohar runs a small store in a city market where she sells different types of clothing. Gohar's son studies at European College in Armenia and is currently in his second year of study. Gohar and her husband work hard to sustain their family and ensure all necessary living conditions for their children.

Because of current financial hardships that Gohar and her family face, she is not able to save money for Hayk's education in college. She is requesting a loan, which she will use to pay for college tuition of her son.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 406.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Gohar to pay for college tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 11, 2013
Currency Exchange Loss:
Nov 17, 2014