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Ms. Razia is a 31-year-old lady and enjoys doing the work of hand embroidery. She started doing this work two years ago, and her embroidery patterns are very popular in her territory. She makes enough to contribute in the family income. She has one daughter and two sons. She is motivated to provide her family with the basic necessities of life including food, clothes and education.

In order to meet the growing demand for embroidery, she needs to buy more frames, needles and threads of different colors. For this reason she has requested a loan of PKR 30,000 from Kashf foundation. With this assistance, she can manage the demands of her customers in a timely manner, which will help in generating more income. She hopes to have a good experience with this new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 338
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 107.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Razia to buy more frames, needles and threads of different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 11, 2013
Currency Exchange Loss:
Nov 17, 2014