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Gulnoz and her family live in an apartment, which does not meet housing standards. She has dreamed of refurbishing her flat for many years already, but does not have sufficient funds. Her salary is low. She works as a caregiver at a kindergarten. Gulnoz loves her work and it is a pleasure for her to be among small, innocent children.

Gulnoz strives to ensure her children and husband have good living conditions. She requests a loan to purchase building materials such as paint, wall-paper and so on. She awaits your kindness and hopes for your charity.
View original language description ↓
Гулноз и ее семья живут в квартире, которая не отвечает стандартам жилья. Она уже много лет мечтает отремонтировать свою квартиру, но не имеет достаточно денег. Ее зарплата маленькая. Она работает в детском садике в должности воспитателя. Гулноз любит свою работу и ей очень приятно находится в среде маленьких, безвинных детей. Она старается, чтобы ее дети и муж жили в хороших условиях. Она запрашивает займ для покупки строительных материалов как краска, обои и т.п. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 250
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Gulnoz to buy building materials, such as paint and wall-paper, for refurbishing her flat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 12, 2013
Currency Exchange Loss:
Nov 17, 2014