A loan of $1,300 helped to buy clothes, shoes, purses, and various other products.

Virginia Del Pilar's story

The members of the ‘Nueva Esperanza’ [New Hope] communal bank meet once a fortnight in the city of Santa Ana. The city is known for its lovely scenery and its beautiful freshwater swimming areas, which are visited by a lot of tourists. Virginia, age 60, lives in this place. She is married, and they have four adult children. The youngest daughter still lives with them. Her husband is a doctor.

Virginia is a housewife and in order to have her own income and to feel useful and independent, she sells clothes, shoes, purses and other items from catalogues. She sells door to door by going around the area with her products. She also sells at her house, where her customers visit when her merchandise arrives.The merchandise is sent from the United States. She has been engaged in this business activity for over six years, and it is going very well for her.

Virginia is taking out another loan so she can have money of her own without depending on her husband. She will invest her profits in buying more merchandise and continue increasing her business. This loan is to buy clothes, shoes, purses, and various other products which she sells. She has been in her communal bank since it started. She likes it because the payments are easy to make. Her dream is to have a boutique.

Translated from Spanish by Kiva volunteer Judith McInally

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