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Laila is a 39-year-old, divorced Iraqi woman. She has two children. Laila is a nurse and has worked in a government hospital for 12 years. Her daughter, Banin, is in third grade. Because of Laila's low salary and lack of assistance, here she is having difficulty providing the basics for Banin and paying for her school expenses. Every year Laila faces the problem of making ends meet at the beginning of the study year due to the additional expenses that are needed to cover study fees and books. With this loan, she can now accommodate all these expenses for her daughter Banin and still cover the other expenses from her income.

She is requesting a loan to pay for her daughter's school fees and other study expenses. Banin aims to get high grades. The story of Laila and her daughter is just one of the many examples of Izdiharona's economic development clients that are able to get better educations.

Additional Information

More information about this loan

This loan is part of Izdiharona's education program, designed to finance school tuition and other expenses for primary and secondary school students whose families have low incomes. Funds can be used for partial or complete payment of school expenses. By supporting this loan, you're enabling access to education for students with limited options.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD