A loan of $250 helped to pay for hair color, a blower, rebonding cream, cellophane, and hair treatment products.


Celia's story

This is Celia. She previously accessed an 18,000 PHP loan that she used for purchasing necessary equipment and materials for her hair services. Her earnings were a big help in the education of her children and in their personal, household, and business expenditures. She would like to apply for another 10,000 PHP loan to buy hair color, a blower, rebonding cream, cellophane, and hair treatment products for her business. Her profits from business will definitely help sustain her daily needs and the educational expenses of her children. She looks forward to this financial increase with gladness and thankfulness in her heart. Celia hopes to see her business growing, and she dreams her children will have a good future. She meets up with her co-fellowship* members to share stories of their work every week and to draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay their Micro Finance loans.



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