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Razia's Group
In this Group: Razia , Firdous
Razia is the age of 39 and lives in the area of Lahore, Pakistan.

She is the mother of four children; three of them go to school. Her husband has been running a restaurant successfully for many years and handling the financial condition of his house. This restaurant has been cherished by her whole family for many years.

She has been investing the amount of her previous loans in the current business and has been establishing the restaurant well. She is a long-term member of BRAC Pakistan, and now she is in her sixth loan cycle. Her payment schedule and behavior is so good.

This time, Razia is taking a loan again for the restaurant establishment. In fact, her husband wants to buy fry pans, a cauldron, spoons, plates, chicken, beef, pulses, bread, etc. She is hopeful that taking this loan would be the cause to get more profit and savings as well.

Razia thanks Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 305
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 107.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $700 loan helped a member to purchase fry pans, a cauldron, spoons, plates, chicken, beef, pulses, and bread for the restaurant of her husband.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 10, 2013
Currency Exchange Loss:
Sep 17, 2014