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Tsovinar is married and lives with her husband and three school-aged sons who are 13, 14 and 16 years old. She is an experienced agronomist from Gogaran village in the Lori region. Tsovinar and her husband have more than 15 years of experience and intensive engagement in agriculture. They breed cattle, practice aviculture, raise sheep and pigs, and cultivate wheat and grass.The agribusiness is the only source of family's income. As the autumn is progressing, Tsovinar needs to make some investments to prepare for winter.

Tsovinar is requesting a 2,000 USD loan to purchase some forage for her livestock and make credit repayments. Tsovinar and her family highly rely on the good will of lenders and will be thankful to them for their help in collecting the needed loan to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Tsovinar to purchase some forage for her livestock and make credit repayments.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 14, 2013
Currency Exchange Loss:
Nov 17, 2015