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Shamshad is 35 years old, a hard-working woman. She lives in Lahore, Pakistan with her family. Her husband is the only earning person in the family. He owns a shop for stones and beads that are used in jewellery-making and embroidered dresses.

Her husband needs funds to purchase stones and beads from various areas to sell at a profitable price at his shop. As he doesn't have savings to purchase the needful things, his wife, Shamshad, has requested a loan from Kiva's partner BRAC Pakistan to help her husband. He will use the loan amount to purchase a variety of colorful stones and beads.

Shamshad hopes that the loan will be helpful for her husband's work. She is a responsible mother of four children and her biggest dream is to provide quality education to her children. She prays a lot for the success of her husband's business and for the bright future of her children.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 259
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 107.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Shamshad to purchase a variety of colorful stones and beads.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Nov 10, 2013
Currency Exchange Loss:
Sep 17, 2014