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Gohar is from Antarashat village in the Syuniq region. She lives with her husband and three sons (10, 10 and 5 years old). Gohar works as an administrative secretary at the village's local self-governance body, and her husband works in the government sector. Both of them work hard to be able to meet the growing needs of their family. Their salaries, however, are not enough to cover their family’s needs.

Gohar and her husband are engaged in beekeeping, which is an important source of income for them. Her husband sells the honey in the local market, where the honey is a product in high demand. To continue running her agribusiness in a sustainable way, Gohar needs a loan of USD 3,000 to purchase new beehives. The loan will help her expand the agribusiness and meet the family’s needs more effectively. Gohar and her family rely on the good will of the lenders and will be very thankful to them for their support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gohar to purchase new beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Nov 10, 2013
Currency Exchange Loss:
Apr 16, 2014